City in Iowa, US

Waterloo

$144kMedian Home
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View on MapPopulation68kElevation856 ft
Quick Read

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. It is the eighth-most populous city in Iowa, with a population of 67,314 at the 2020 census. Waterloo comprises a twin conurbation with neighboring municipality Cedar Falls, and is the larger of the two cities. The Waterloo – Cedar Falls metropolitan area has an estimated 170,000 residents.

01

Where It Is

Location Context
Waterloo, Iowa
Latitude42.49°
Longitude-92.34°
Population68k
Altitude856 ft

State Context

IowaU.S. state

Iowa is a landlocked state in the upper Midwestern region of the United States. It borders the Mississippi River to the east and the Missouri River and Big Sioux River to the west; Wisconsin to the northeast, Illinois to the east and southeast, Missouri to the south, Nebraska to the west, South Dakota to the northwest, and Minnesota to the north. Iowa is the 26th largest in total area and the 31st most populous of the 50 U.S. states, with a population of 3.19 million.Wikipedia

Income tax: Flat 3.80%Avg sales tax: 6.94%Property tax: 1.25%Official school data available

About the Region

Great Plains

The Great Plains represent some of the most genuinely affordable cost of living in the United States. Cities like Omaha, Kansas City, and Des Moines consistently rank near the top of affordability indices while maintaining real cultural amenities. Kansas City has emerged as a surprising food, arts, and startup destination. Omaha's financial services backbone — anchored by Berkshire Hathaway and a cluster of insurance and banking firms — provides white-collar economic stability that defies the region's agricultural image.

The trade-off is climate volatility. Tornado Alley runs directly through this region, with the world's highest concentration of significant tornadoes. Winters bring blizzards and wind chills far below zero, while summers are hot and humid in the east, hotter and drier to the west. The Great Plains remain one of the least densely populated regions in the Lower 48 — long drives between cities, limited public transit, and a car-dependent lifestyle are material considerations for urban transplants.

02

Nature Access

Nature & Park Feeds

Closest protected landscapes, reserves, and big park systems surfaced from the same nearby feeds used in compare.

Distances in miles
Federal park feed

National Parks

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OpenStreetMap feed

Local Nature & Reserves

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Sources: National Park Service and OpenStreetMap
03

City Profile

Median Age37 yrs
College Educated23%bachelor's or higher
Work From Home6%of workforce
Poverty Rate17%
04

Cost of Living

Housing
$863/mo
Median rent
$144k
Median home price
Rent burden19% of income
Household Income
$54k
Median annual
05

Livability

School Rating
5.5/10
Internet
Fiber
1%
Cable
96%
address availability
08

Current Conditions

10

Local Next Steps

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