County seat of bay county Florida, United States

Panama City

$272kMedian Home
325Sunny Days/yr
76°FAvg High Temp
Loading Weather
View on MapPopulation34kElevation26 ft
Quick Read

Warm most of the year, with rain peaks in the warmer months. True cold stays fairly limited. Humidity stays elevated through most of the year. Air quality can be a watchout.

Panama City is a city in and the county seat of Bay County, Florida, United States. Located along U.S. Highway 98 (US 98), it is the largest city between Tallahassee and Pensacola. It is the most populous city in Bay County and a principal city of the Panama City–Panama City Beach, Florida Metropolitan Statistical Area, which has a population of approximately 200,534. According to the 2020 United States census, the city's population was 32,939.Wikipedia

Warm most of the yearNo real winterWarm-season rain
01

Where It Is

Location Context
Panama City, Florida
Latitude30.16°
Longitude-85.66°
Population34k
Altitude26 ft

State Context

FloridaU.S. state

Florida is a state in the Southeastern and South Atlantic regions of the United States. It borders the Gulf of Mexico to the west, Alabama to the northwest, Georgia to the north, the Atlantic Ocean to the east, the Straits of Florida to the south, and The Bahamas to the southeast. About two-thirds of Florida occupies a peninsula between the Gulf of Mexico and the Atlantic Ocean. It has the longest coastline in the contiguous United States, spanning approximately 1,350 miles (2,170 km), not including its many barrier islands.Wikipedia

Income tax: NoneAvg sales tax: 7.02%Property tax: 0.90%Official school data available

About the Region

Southeast

The Southeast has become the most active real estate market in the United States. Charlotte, Raleigh, Atlanta, and Nashville's broader metro have all absorbed sustained in-migration driven by warmer weather, relatively lower housing costs than comparable Sun Belt metros, and — in Florida and Tennessee — no state income tax. The Research Triangle between Raleigh, Durham, and Chapel Hill has emerged as a genuine rival to established tech corridors, anchored by Duke, UNC, and NC State.

The region's rapid growth has created real affordability pressure in cities that were bargains a decade ago. Asheville, Savannah, and coastal Florida markets have seen sharp appreciation, narrowing the cost advantage that drew transplants in the first place. Coastal areas across the Southeast also carry increasing flood and hurricane insurance costs as storm frequency and severity trends upward. Long, hot, and humid summers are a material lifestyle consideration — June through September in much of the region is genuinely intense.

02

Nature Access

Nature & Park Feeds

Closest protected landscapes, reserves, and big park systems surfaced from the same nearby feeds used in compare.

Distances in miles
Federal park feed

National Parks

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OpenStreetMap feed

Local Nature & Reserves

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Sources: National Park Service and OpenStreetMap
03

City Profile

Median Age39 yrs
College Educated26%bachelor's or higher
Work From Home7%of workforce
Poverty Rate19%
04

Cost of Living

Housing
$2k/mo
Median rent
$272k
Median home price
Rent burden39% of income
Household Income
$57k
Median annual
05

Livability

Walk Score
45
School Rating
6/10
Internet
Fiber
18%
Cable
97%
address availability
06

Climate

Sunshine
325
sunny days per year
89% of the year
Avg High Temp
76°F
annual average
Humidity Pattern
Humidity year-round
81% warm season / 78% cool season
Comfort Score
84/100
Great
Temp Swing
26°F
seasonal high-temp spread
Rainfall
67"
inches per year
Snowfall
0"
inches per year
Air Quality
42
Good AQI
How To Read Comfort

Comfort combines temperature band fit, humidity fit, seasonal swing, and penalties for long stretches of extreme heat or cold. Higher scores mean the yearly pattern stays closer to an easier day-to-day climate band.

Monthly Temperature
Daylight Span (Sunrise to Sunset)
Precipitation Distribution
67" of rain per year
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Humidity Through The Year
Hover any month for the exact RH value. This is measuring monthly relative humidity, not dew point or current weather.
humid summers
Summer 81% · Winter 78% · Oct-Jul 71-83%
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Hover a month for exact RH and seasonal context.
08

Current Conditions

10

Local Next Steps

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